Companies that employ individuals in roles where they are required to drive on the job are legally bound to to carry insurance and offer certain employee benefits. If you happen to be driving on company time and are injured in a car accident, you can be eligible to receive benefits whether you are the driver at fault or not. If someone else was responsible for the car/truck/auto accident additional claims can be available. Under the legal doctrine of respondeat superior, employers are responsible for the actions of employees performed within the course of their employment.