07 Nov

Understanding NCCI's Proposed 15.1% Florida Workers’ Compensation Rate Decrease


Regarding workers’ compensation, Florida seems poised for a transformative 2024. Recently, the National Council on Compensation Insurance (NCCI) unveiled a proposal that could be a game-changer for businesses in the state.

31 Oct

Understanding NCCI's Proposed 15.1% Florida Workers’ Compensation Rate Decrease


Regarding workers’ compensation, Florida seems poised for a transformative 2024. Recently, the National Council on Compensation Insurance (NCCI) unveiled a proposal that could be a game-changer for businesses in the state.

19 Oct

When to Reject a Settlement Offer for a Personal Injury


Knowing when to reject a settlement offer for a personal injury claim can be difficult since several factors are at play, and it’s always best to work with a personal injury attorney who will know what’s fair, low, and high for a personal injury settlement.

After all, a personal injury can disrupt your daily life from your career to your hobbies, and it includes medical treatments, time off work, and medical bills. A good settlement offer covers your medical expenses, lost wages, and other associated bills.

12 Aug

How Insurance Companies Deny Temporary Wage Benefits


Defense counsel routinely uses a number of defenses in order to deny paying temporary benefits to injured workers. These defenses assume your client has already met the threshold requirements for either Temporary Partial Disability (TPD) or Temporary Total Disability (TTD) i.e., restrictions from an authorized treating physician and not at Maximum Medical Improvement (MMI).

There are rare occasions when an injured worker is entitled to TTD but not receiving it while actively employed with the Employer and the Carrier has not asserted an affirmative defense to payment of TTD.

01 Apr

What is Florida’s PIP 14-Day Rule?


Under Florida’s no-fault system with car accidents, a driver or passenger has 14 days to seek medical attention after a collision to file a claim with the insurance policy. Insurers are likely to deny a claim if you do not see a medical provider within two weeks of the accident. Even if you feel fine, visit your medical provider within two weeks of your accident.

08 Aug

How to Avoid Amusement Ride Accidents


Amusement rides are here for our amusement -- it’s in the name. But most people may not realize just how common amusement ride accidents can be. More than 43,000 Americans are treated for an amusement ride-related injury every year. 
To protect entertainment seekers from injury, the federal government regulates traveling carnivals while state governments regulate stationary amusement parks. Amusement ride accidents can range from minor to serious injuries that can result in death.

20 Nov

Liability in Ridesharing Accidents


Ridesharing services such as Uber and Lyft have skyrocketed into popularity over the last few years. Boasting low prices, increased accessibility, and unrivaled efficiency on a national scale, ridesharing apps have even become a threat to traditional taxi cab businesses. By allowing amateur drivers to use their own personal vehicles for commercial use, these applications have provided thousands of job opportunities as well as a readily available transportation alternative for consumers.

16 Sep

What happens if I get into an accident in a company vehicle?


Companies that employ individuals in roles where they are required to drive on the job are legally bound to to carry insurance and offer certain employee benefits. If you happen to be driving on company time and are injured in a car accident, you can be eligible to receive benefits whether you are the driver at fault or not. If someone else was responsible for the car/truck/auto accident additional claims can be available. Under the legal doctrine of respondeat superior, employers are responsible for the actions of employees performed within the course of their employment.