On November 12, 2021, the Florida Office of Insurance Regulation issued a Final Order approving the recommendation from the National Council on Compensation Insurance (NCCI) for a statewide overall rate decrease of 4.9% of workers’ compensation insurance rates.

Defense counsel routinely uses a number of defenses in order to deny paying temporary benefits to injured workers. These defenses assume your client has already met the threshold requirements for either Temporary Partial Disability (TPD) or Temporary Total Disability (TTD) i.e., restrictions from an authorized treating physician and not at Maximum Medical Improvement (MMI).

There are rare occasions when an injured worker is entitled to TTD but not receiving it while actively employed with the Employer and the Carrier has not asserted an affirmative defense to payment of TTD.

While your legal case may be settled, your settlement check often must travel through an extensive process before it is in your hands. The release of the check only occurs after your lawyer has verified possible liens, outstanding paperwork, and health insurance. Every case is different and depends on the type of case, whether personal injury or workers’ compensation.