On November 12, 2021, the Florida Office of Insurance Regulation issued a Final Order approving the recommendation from the National Council on Compensation Insurance (NCCI) for a statewide overall rate decrease of 4.9% of workers’ compensation insurance rates.

Workers’ compensation is an insurance program that extends benefits to full-time workers who have been injured while on the job. It compensates them for medical expenses and wage loss while remaining out of work.

Workplace safety is the difference between going home safely and suffering a workplace injury. In some situations, employees may be unaware of the basic safety precautions in the workplace and the corresponding injury reports. That’s why it’s vital for employers to post workplace safety protocols and for employees to be aware of employee safety tips.

Defense counsel routinely uses a number of defenses in order to deny paying temporary benefits to injured workers. These defenses assume your client has already met the threshold requirements for either Temporary Partial Disability (TPD) or Temporary Total Disability (TTD) i.e., restrictions from an authorized treating physician and not at Maximum Medical Improvement (MMI).

There are rare occasions when an injured worker is entitled to TTD but not receiving it while actively employed with the Employer and the Carrier has not asserted an affirmative defense to payment of TTD.

Workers’ compensation offers financial relief to workers who have been injured on the job. It covers a certain amount of medical expenses and sometimes a portion of lost pay. This means that workers can focus on healing rather than their livelihood. But who pays for workers’ compensation?

While it’s possible to file for workers’ compensation without a lawyer, it can significantly streamline and smooth the entire process.

Accident injuries often include major medical expenses, job pay loss, and long-term recovery. These are, more or less, easily measured for determining how much compensation should be received by the victim. However, in some situations, your situation could be eligible for compensation for your “pain and suffering.”

Did you know that personal injury is one of the most common situations that result in civil lawsuits? However, not all injuries deserve to be filed as a personal injury claim. It’s crucial to understand the different types of injury claims because each type offers different potential damages, limitation periods, and so much more.

The complexity of the legal system seems daunting, but it also offers relief in light of possible wage loss and healthcare costs.

Workers’ compensation covers benefits for employees who have suffered work-related injuries and illnesses. While certain exceptions occur, the point of workers’ compensation is to ensure that those injured on the job receive monetary aid as they recover. 

Common personal injury cases often include motor vehicle accidents, medical malpractice, workplace accidents, dog bites, product liability, and more. Personal injury is the legal term for any injury that occurs to the body, mind, or emotions. In many situations, a lawsuit is filed for personal injury against the party that has caused the harm.

The COVID-19 pandemic has created a global shift in how everyday workers conduct business, including lawyers. From typical office workers to teachers, operating remotely to limit person-to-person contact has become an everyday reality.