Florida is a "no-fault" state regarding car insurance, which means that each driver's insurance company is responsible for covering their policyholder's injuries and damages, regardless of who was at fault in the accident. The purpose of the no-fault system is to reduce the number of lawsuits resulting from car accidents and to make it easier for individuals to recover damages.

On November 12, 2021, the Florida Office of Insurance Regulation issued a Final Order approving the recommendation from the National Council on Compensation Insurance (NCCI) for a statewide overall rate decrease of 4.9% of workers’ compensation insurance rates.

Knowing when to reject a settlement offer for a personal injury claim can be difficult since several factors are at play, and it’s always best to work with a personal injury attorney who will know what’s fair, low, and high for a personal injury settlement.

After all, a personal injury can disrupt your daily life from your career to your hobbies, and it includes medical treatments, time off work, and medical bills. A good settlement offer covers your medical expenses, lost wages, and other associated bills.

Filing a personal injury claim offers a chance to recover damages from a significant and severe injury that has negatively impacted your life. A personal injury due to negligence is an unfair circumstance that can ruin your health, well-being, and career. Between the traumatic event and recovery, your body may never be the same again, and you may have to pay thousands of dollars for medical care.