If you have been injured due to negligence, recklessness, or carelessness, the law provides the option of a personal injury claim in Florida. While injury and a personal injury claim can be overwhelming and disruptive to your life, there are four ways to prepare for a personal injury claim in Florida. Once you recognize your injury is due to negligence, it’s time to determine the next steps.

In Florida, when you get hurt on the job, you are entitled to two classes of benefits: medical and indemnity or lost wages. Medical treatment starts with the goal of treating the person until they reach a status called maximum medical improvement (MMI). After MMI, the goal is to provide palliative care or pain management. MMI also shifts an injured worker’s entitlement to indemnity benefits. After MMI, temporary wages are cut off. With the exception of rehabilitation temporary total benefits, only permanent indemnity benefits are available.

Most employees understand that workers’ compensation exists to support workers who have been injured while on the job; however, workers’ compensation has different types and levels of care for employees.

Workers’ compensation coverage can help injured workers who are dealing with medical expenses, lost wages, ongoing treatment, and more. The coverage may also include the ambulance ride, medication, and physical therapy. When a work injury occurs, it’s time to determine whether you have workers’ compensation coverage.

One of the most perplexing aspects of the Florida Workers’ Compensation law is the lack of resources or solutions for workers when they have a career-altering injury. When an injured worker has completed their medical treatment but is still physically unable to return to their employment before the injury, the system has very little options for that worker.